Paytm HDFC Bank Mobile Credit Card vs Canara Bank RuPay Platinum Credit Card
Joining Fees
₹149
₹0
Editor's Rating
2.25
3.6
Key Features
- Milestone Benefit: By spending Rs. 10,000 in 3 consecutive months (Non-EMI Spends and Non-Rental Spends) get upgraded to Paytm HDFC Bank Credit Card
- First Year Fee will get waived by spending Rs. 1,000 (Non-EMI spends) within the first 30 days
- Renewal Year Fee will get waived by spending Rs. 25,000 (Non-EMI spends) in the 12 months period
- Avail 2% Cashback on purchases on Paytm [Mall + Movies + Mini App]
- Avail 1% Cashback on all other Select Paytm Spends
- Avail 0.5% Cashback on all other retail transactions
- Utility Bill Payments: By registering the Credit Card with SmartPay, HDFC Bank's Utility Bill payment service, you can be ensured that all your utility bills will be paid on time easily and conveniently
- If your card is lost, by reporting it immediately to the bank's 24-hour call centre, you will have zero liability for any fraudulent transactions made on your card
- Obtain up to 50 days of interest free credit
- Avail up to 20% discount on partner restaurants through Dineout
- Welcome Benefits
- Insurance Cover
- Cash Back Offers
- Concierge Services
Editor's Review
Pros
- By spending Rs. 10,000 in 3 consecutive months (Non-EMI Spends and Non-Rental Spends) get upgraded to Paytm HDFC Bank Credit Card
- Avail 2% Cashback on purchases on Paytm [Mall + Movies + Mini App]
- Avail 1% Cashback on all other Select Paytm Spends
Cons
- No golf benefits
- No fuel benefits
- No airport lounge access
Pros
- Avail Credit Limit up to Rs. 25 Lakhs
- Earn Two Rewards points for every purchase transaction including E-commerce transaction of Rs 100. Option for Encashment of Reward Points is available, too
- Get Baggage Insurance up to Rs. 25000
- Avail Purchase Protection cover of Rs. 25000
Cons
- No Airport Lounge Access
- No Golf Privileges
