Canara Bank RuPay Platinum Credit Card vs AXIS Bank IOCL Rupay Credit Card

Joining Fees

₹0

₹500

Editor's Rating

3.6

3.9

Key Features

  • Welcome Benefits 
  • Insurance Cover
  • Cash Back Offers
  • Concierge Services

*As a welcome benefit, get 100% Cashback up to Rs 250 on all fuel transactions in the first 30 days of issuing of the card

* Waiver of 1% fuel surcharge on fuel spends between Rs. 200 to Rs. 5000

* Get 10% instant discount for movie tickets booked through BookMyShow website or app

* An annual fee waiver applicable if the cardholder spends over Rs. 50,000 in a year

* Users can get loyalty points in the form of 1 EDGE REWARD point on every Rs. 100 spent with the card

* Domestic airport lounge access

Editor's Review

Pros

  • Avail Credit Limit up to Rs. 25 Lakhs 
  • Earn Two Rewards points for every purchase transaction including E-commerce transaction of Rs 100. Option for Encashment of Reward Points is available, too
  • Get Baggage Insurance up to Rs. 25000
  • Avail Purchase Protection cover of Rs. 25000

Cons

  • No Airport Lounge Access 
  • No Golf Privileges 

Pros

* Earn 20 Reward Points per Rs 100 spent at any IOCL outlet in India

* Get 10% instant discount for movie tickets booked through BookMyShow website or app

* Gain reward points worth 1% (5 Reward Points) for every Rs. 100 spent on online shopping, groceries, utility payments, and 1 reward point for every Rs. 100 spent on all other expenses

Cons

* No International Airport Lounge access

* No Golf benefits

* No travel miles benefits


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