Kotak Royale Signature Credit Card vs Axis My Zone Credit Card

• Complimentary access to Airport Lounges in India
• Earn up to 4X reward points on every Rs. 150 spent across all spends done on Kotak Royale Signature Credit Card
• Accumulate reward points and redeem them against a host of redemption options like air tickets, mobile recharge, 10,000 merchandise and much more through easyrewardz with easy points
• In case the Credit Card is stolen, get a cover of Rs. 2,50,000/- against fraudulent usage up to 7 days pre-reporting
• Fuel Surcharge Waiver

• With MyZone Credit Card, purchase one movie ticket and get a 100% discount on the second movie ticket at Paytm Movies. The maximum discount one can get in a calendar month is Rs. 200
• Get 40% discount on food delivery at Swiggy
• Get flat Rs. 600 off at Ajio on a minimum spend of Rs. 2,000
• Earn 4 EDGE REWARD Points with every Rs. 200 spent on the credit card
• Get a complimentary SonyLiv Premium annual subscription that is worth Rs. 999 on the first spend within the first 30 days of card issuance. Customers are eligible for the SonyLiv Premium membership renewal when they spend Rs. 1.5 lakh in a card anniversary year

Pros

• Airport Lounge Access
• Kotak Royale Signature Credit Card provides Priority attend service where you just have to SMS and get a call back within 2 hours. Call for complimentary cheque pickup for paying monthly bills
• Add-on Card will have the same benefits that you enjoy on your credit card. Set the spending limit on your Add-on Card as you desire. Track spends separately for each of your Add-on Card(s)

Cons

• No complimentary Golf lessons/green
• Since Kotak is known to be topmost credit cards, it doesn’t offer Priority Pass for international lounge access

Pros

• Get flat Rs. 600 off at Ajio on a minimum spend of Rs. 2,000
• 1 Complimentary Airport Lounge Access
• Get 40% discount on food delivery at Swiggy

Cons

• No Golf/coaching sessions
• High-interest rate