Axis My Zone Credit Card vs Axis Bank Shoppers Stop Credit Card

Joining Fees

₹500

₹500

Editor's Rating

3.9

4

Key Features

  • Get 100% discount on the second movie ticket booked via District app. The maximum discount one can get in a calendar month is Rs. 200                
  • Avail SonyLiv Premium annual subscription worth Rs. 1499 for free on the first spend within first 30 days of card issuance                                                                                                      
  • Get flat Rs. 120 off on food delivery at Swiggy
  • 1 complimentary access to select airport lounges within India per Calendar quarter
  • Earn 4 EDGE REWARD points with every Rs. 200  spent on the credit card
  • 1% fuel surcharge waiver on all fuel transactions in India. Refunded for fuel transactions between Rs. 400 to Rs. 4,000. Maximum benefits up to Rs. 400 per month
  • Save up to Rs. 1,000 at AJIO on minimum purchase of Rs. 2,999 using the coupon code given by the bank
  • On any transaction over Rs. 2,500, convert these purchases to EMI
  • Indulge in delectable cuisines up to 15% off at partnered restaurants in India
  • For Mastercard Cardholders, simply log on to Mastercard Shop Perks for getting exciting cashback on popular brands
  • On Wednesdays, receive the following offers:

A. Instant savings of up to 15% on flights and hotels via Goibibo and Makemytrip

B. 10% off on orders via Swiggy and Amazon Fresh

C. 10% off up to Rs. 1000 on Tira

  • Renewal fee will get waived for cumulative spend of Rs. 1 Lakh and above
  • Avail unlimited 20 First Citizen accelerated points for every Rs. 200 spent on private label brands of Shopper’s Stop
  • Avail unlimited 12 First Citizen accelerated points for every Rs. 200 spent on beauty products and other brands at Shopper’s Stop
  • Avail unlimited 2 First Citizen points earned on every Rs. 200 spent elsewhere
  • Reward points will get credited directly to the cardholder’s First Citizen Loyalty account
  • Enjoy a 15% instant discount on EazyDiner with Axis Bank Shoppers Stop Credit Card
  • Maximum discount is capped at Rs. 500 per month
  • Offer is applicable on a minimum order value of Rs. 2500
  • Get 15% instant discount on EazyDiner. The maximum discount is capped at Rs. 500 per month and this offer is applicable on a minimum order value of Rs. 2500
  • Avail 1% fuel surcharge on fuel purchases at all fuel outlets in India. This is valid on transactions between Rs. 400 to Rs. 5000

Editor's Review

Pros

  • Avail up to Rs. 1000 off at AJIO, on minimum spends of Rs. 2999
  • 1 Complimentary airport lounge access
  • Avail SonyLiv Premium annual subscription worth Rs.1499 on the first spend within first 30 days of card issuance          

Cons

* No golf/coaching sessions

* High interest rate

Pros

  • No redemption fee, customers can easily redeem points without paying any additional fees
  • Renewal fee will get waived on spending of Rs. 1 lakh or more in the previous year
  • Welcome benefits

Cons

  • No railway lounge access
  • No airport lounge access
  • Reward points are limited to Shoppers Stop outlets online/offline only


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