Earn up to 4X reward points on every Rs. 150 spent across all spends done on Kotak Royale Signature Credit Card
Accumulate reward points and redeem them against a host of redemption options like air tickets, mobile recharge, 10,000 merchandise and much more through easyrewardz with easy points
In case the Credit Card is stolen, get a cover of Rs. 2,50,000/- against fraudulent usage up to 7 days pre-reporting
Fuel Surcharge Waiver
Renew the credit card’s membership for free by spending Rs 50,000 in a year
Get 2 reward points for every Rs. 150 spends
Redeem the points as cash back (100 points = Rs. 10) and use it to pay off outstanding balance
Redeem the reward points for exciting gifts and air miles with the exclusive MyRewards catalogue, which is the HDFC Bank Credit Card Rewards program
Avail 50% more reward points at premium restaurants
Get a waiver of fuel surcharge of up to Rs. 250 in every billing cycle. Save up to Rs. 1800 a year (assuming spends of Rs.6000 per month)
Stay protected against unauthorized use of the card when shopping anywhere with the EMV Chip Card technology
Zero liability on lost card after reporting the loss
Avail up to 50 interest-free days from date of purchase
Enjoy Revolving Credit at nominal interest rate
50 days of interest-free credit
Editor's Review
Pros
Airport Lounge Access
Kotak Royale Signature Credit Card provides Priority attend service where you just have to SMS and get a call back within 2 hours. Call for complimentary cheque pickup for paying monthly bills
Add-on Card will have the same benefits that you enjoy on your credit card. Set the spending limit on your Add-on Card as you desire. Track spends separately for each of your Add-on Card(s)
Cons
No complimentary Golf lessons/green
Since Kotak is known to be topmost credit cards, it doesn’t offer Priority Pass for international lounge access
Pros
Get 2 reward points for every Rs. 150 spends
Redeem the points as cash back (100 points = Rs. 10) and use it to pay off outstanding balance
Redeem the reward points for exciting gifts and air miles with the exclusive MyRewards catalogue, which is the HDFC Bank Credit Card Rewards program
Cons
No movie benefits
No golf benefits
No international and domestic lounge access
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