Kotak Royale Signature Credit Card vs Yatra SBI Card
Joining Fees
₹1,499
₹499
Editor's Rating
3.8
2.6
Key Features
- Complimentary access to Airport Lounges in India
- Earn up to 4X reward points on every Rs. 150 spent across all spends done on Kotak Royale Signature Credit Card
- Accumulate reward points and redeem them against a host of redemption options like air tickets, mobile recharge, 10,000 merchandise and much more through easyrewardz with easy points
- In case the Credit Card is stolen, get a cover of Rs. 2,50,000/- against fraudulent usage up to 7 days pre-reporting
- Fuel Surcharge Waiver
- Obtain Rs. 1,000 off on domestic flight bookings. Discount available on minimum transaction of Rs. 5,000
- Obtain Rs. 4,000 off on international flight bookings. Discount available on minimum transaction of Rs. 40,000
- Get 20% off on domestic hotels (Discount available on minimum transaction of Rs. 3,000, and Max. discount of Rs. 2,000)
- Earn 6 Reward Points on every Rs. 100 spend on Grocery, Departmental Stores, Dining, Movies, Entertainment and International spends
- Obtain Complimentary Air Accident cover of Rs. 50 lakh
Editor's Review
Pros
- Airport Lounge Access
- Kotak Royale Signature Credit Card provides Priority attend service where you just have to SMS and get a call back within 2 hours. Call for complimentary cheque pickup for paying monthly bills
- Add-on Card will have the same benefits that you enjoy on your credit card. Set the spending limit on your Add-on Card as you desire. Track spends separately for each of your Add-on Card(s)
Cons
- No complimentary Golf lessons/green
- Since Kotak is known to be topmost credit cards, it doesn’t offer Priority Pass for international lounge access
Pros
- To avail a lower rate of interest and repay in EMIs, just transfer the outstanding balance on your other bank’s credit card to your Yatra SBI Card
