Axis My Zone Credit Card vs Axis Bank Rewards Credit Card

Joining Fees

₹500

₹1,000

Editor's Rating

3.9

4.5

Key Features

  • Get 100% discount on the second movie ticket booked via District app. The maximum discount one can get in a calendar month is Rs. 200                
  • Avail SonyLiv Premium annual subscription worth Rs. 1499 for free on the first spend within first 30 days of card issuance                                                                                                      
  • Get flat Rs. 120 off on food delivery at Swiggy
  • 1 complimentary access to select airport lounges within India per Calendar quarter
  • Earn 4 EDGE REWARD points with every Rs. 200  spent on the credit card
  • 1% fuel surcharge waiver on all fuel transactions in India. Refunded for fuel transactions between Rs. 400 to Rs. 4,000. Maximum benefits up to Rs. 400 per month
  • Save up to Rs. 1,000 at AJIO on minimum purchase of Rs. 2,999 using the coupon code given by the bank
  • On any transaction over Rs. 2,500, convert these purchases to EMI
  • Indulge in delectable cuisines up to 15% off at partnered restaurants in India
  • For Mastercard Cardholders, simply log on to Mastercard Shop Perks for getting exciting cashback on popular brands
  • On Wednesdays, receive the following offers:

A. Instant savings of up to 15% on flights and hotels via Goibibo and Makemytrip

B. 10% off on orders via Swiggy and Amazon Fresh

C. 10% off up to Rs. 1000 on Tira

  • On every Rs. 125 spends, gain unlimited 2 EDGE REWARD points
  • Avail 10X reward points on every Rs. 125 spent on apparel and departmental stores
  • Receive accelerated points for spends up to Rs. 7000 per month on specific categories
  • Membership Benefits: Gain a bouquet of memberships up to Rs. 1,000 every anniversary year
  • Milestone Benefits: Avail 1,500 EDGE REWARD points on net spends of Rs. 30,000 per statement cycle
  • 30% off on Swiggy food delivery. This is applicable on minimum transaction of Rs. 200 per order and can be availed up to 2 times in a month
  • 2 complimentary lounge access per quarter at selected domestic airports
  • 1% fuel surcharge on fuel purchases at all fuel stations within India. This is valid on transactions between Rs. 400 to Rs. 5,000 only
  • Purchase Protection Cover up to Rs. 1 Lakh
  • Credit Shield 1 Lakh
  • Loss of Check-in Baggage Cover up to 500 USD
  • Cover up to USD 300 for the following: Delay of check-in baggage and Loss of travel documents
  • Enjoy up to 15% off, maximum Rs. 500, at partnered restaurants in India
  • Annual Fee of Rs. 1,000 will be waived off by making annual spends of Rs. 2,00,000 and above

Editor's Review

Pros

  • Avail up to Rs. 1000 off at AJIO, on minimum spends of Rs. 2999
  • 1 Complimentary airport lounge access
  • Avail SonyLiv Premium annual subscription worth Rs.1499 on the first spend within first 30 days of card issuance          

Cons

* No golf/coaching sessions

* High interest rate

Pros

* Unlimited 2 EDGE REWARD points on every Rs. 125 spends
* Accelerated points for spends up to Rs. 7000 per month on specific categories
* Gain a bouquet of memberships up to Rs. 1,000 every anniversary year

Cons

* No access to international lounges at airports
* No golf benefits are provided


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