Kotak Best Price Credit Card vs YES FIRST Business Credit Card

Joining Fees

₹0

₹4,999

Editor's Rating

3.9

2.8

Key Features

  • 14-day Credit Cycle that starts afresh on every transaction 
  • Make purchases at the Best Price Modern Wholesale store with the two free Add-On cards
  • No Joining Fees
  • Track spends separately for each of the Add-on Card(s)
  • Earn Renewal benefit of 15,000 Reward Points on each renewal
  • Domestic Airlines and Dining: 4 Reward Points per Rs. 100 spent on all other categories
  • Complimentary Priority Pass Membership for the Primary Cardmember- Complimentary International lounge access and complimentary access to MasterCard affiliated lounges across Indian airports
  • Enjoy one complimentary golf lesson every calendar month
  • Fuel Surcharge Waiver
  • Insurance Coverage

Editor's Review

Pros

  • No Joining Fee
  • A good Business card
  • It’s a wholesale card

Cons

  • No complimentary Golf lessons/green and no complimentary Airport Lounge access
  • No travel and shopping related benefits
  • No Reward Points  

Pros

  • Annual Bonus Reward Points: Earn 20,000 Reward Points on achieving annual spends of Rs. 12 Lakhs or more in each anniversary year
  • Reward Points Accrual: 8 Reward Points per Rs. 100 spent on Travel Agencies & Tour Operators
  • Cash Advances and Overdue Amount: Preferential Foreign Currency Markup of 1.75% only

Cons

  • You will not earn any extra rewards on international expenditure
  • Air mile conversion option is only available with InterMiles


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