Iconia Amex Credit Card vs HDFC Bharat Credit Card

Joining Fees

₹3,500

₹500

Editor's Rating

3.9

3.3

Key Features

  • Book movie tickets with Bookmyshow and Sathyam
  • Indulge in golf sessions at the most stunning and luxurious golf clubs across India
  • Enjoy access to 600+ lounges across the globe with a complimentary Priority Pass and also avail of numerous other travel offers.
  • Travel Insurance Cover
  • Air accident cover

 

  • On Fuel expenses, enjoy savings with 5% monthly cashback.
  • Get 5% monthly cashback by booking tickets through IRCTC
  • On Groceries spends, enjoy savings with 5% monthly cashback, and enjoy savings with 5% monthly cashback on Bill Payment and Mobile recharge through Bharat Credit Card
  • Enjoy Revolving Credit at Nominal interest rate
  • Save annually up to Rs 3,600/- by just using HDFC Bank Bharat credit card

Editor's Review

Pros

  • American Express Lounge Access
  • Enjoy a waiver* of 1% on fuel surcharge at any fuel station across India.
  • ‘Total Protect’ is a first-of-its-kind program that covers you for a sum up to the credit limit on credit card and is also available on add-on cards.

Cons

  • One-time joining fee: Rs. 10,000

Pros

  • Get 1% surcharge waiver and save upto Rs. 250 in every billing cycle (Min transaction of Rs. 400)
  • Get 5% monthly cashback on spends on PayZapp/EasyEMI/SmartBUY
  • Avail up to 50 interest-free days from date of purchase

Cons

  • No Lounge Access


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