Iconia Amex Credit Card vs HDFC Bank UPI RuPay Credit Card

Iconia Amex Credit Card
Iconia Amex Credit Card
IndusInd Bank · Amex
3.9
₹3,500 / Joining Fees
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VS
HDFC Bank UPI RuPay Credit Card
HDFC Bank UPI RuPay Credit Card
HDFC Bank · Rupay
3.5
₹250 / Joining Fees
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Fees
IndusInd Bank
HDFC Bank
Joining Fees
₹3,500
₹250
Renewal Fees
₹0
₹250
Network
Amex
Rupay
Editor's Review
3.9
3.5
Free Lounge Access
Yes
No
Features
Iconia Amex Credit Card
  • Book movie tickets with Bookmyshow and Sathyam
  • Indulge in golf sessions at the most stunning and luxurious golf clubs across India
  • Enjoy access to 600+ lounges across the globe with a complimentary Priority Pass and also avail of numerous other travel offers.
  • Travel Insurance Cover
  • Air accident cover

 

HDFC Bank UPI RuPay Credit Card

* Avail 3% Cashpoints on Groceries, SuperMarket & Dining spends & PayZapp transactions. The maximum points that can be earned in a calendar month is 500 Points
* Avail 2% Cashpoints on Utility spends. The maximum points that can be earned in a calendar month is 500 Points
* Avail 1% Cashpoints on other spends. The maximum points that can be earned in a calendar month is 500 Points
* Up to 50 days of interest free period on the HDFC Bank UPI RuPay Credit Card from the date of purchase
* Revolving Credit on HDFC Bank UPI RuPay Credit Card is at nominal interest rate
* In an annual year, before the Credit Card's renewal date, spend Rs. 25,000 or more and get renewal fee waived off from second year onwards

Editor's Review
Iconia Amex Credit Card

Pros

  • American Express Lounge Access
  • Enjoy a waiver* of 1% on fuel surcharge at any fuel station across India.
  • ‘Total Protect’ is a first-of-its-kind program that covers you for a sum up to the credit limit on credit card and is also available on add-on cards.

Cons

  • One-time joining fee: Rs. 10,000
HDFC Bank UPI RuPay Credit Card


Pros

* Avail 3% Cashpoints on Groceries, SuperMarket & Dining spends & PayZapp transactions
* Avail 2% Cashpoints on Utility spends
* Avail 1% Cashpoints on other spends

Cons

* No Golf benefits
* No airport lounge access
* No fuel benefits

More comparisons with Iconia Amex Credit Card

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