Iconia Amex Credit Card vs Standard Chartered Ultimate Card
Joining Fees
₹3,500
₹5,000
Editor's Rating
3.9
4.6
Key Features
- Book movie tickets with Bookmyshow and Sathyam
- Indulge in golf sessions at the most stunning and luxurious golf clubs across India
- Enjoy access to 600+ lounges across the globe with a complimentary Priority Pass and also avail of numerous other travel offers.
- Travel Insurance Cover
- Air accident cover
- Get up to Rs. 10,000 cashback on MakeMyTrip
- Earn 5 reward points on every Rs. 150 spent and get maximum benefit with 1 reward point equal to Re 1
- 5% cashback on duty-free spends
- Up to 25% discount at the top 750 restaurants in India
- Access 20 premier golf courses in India and 150 worldwide
- Convert big credit card transactions (starting from Rs. 5,000) into easy EMI with "Kuch Bhi" facility at attractive rates pricing and flexible tenure options
Editor's Review
Pros
- American Express Lounge Access
- Enjoy a waiver* of 1% on fuel surcharge at any fuel station across India.
- ‘Total Protect’ is a first-of-its-kind program that covers you for a sum up to the credit limit on credit card and is also available on add-on cards.
Cons
- One-time joining fee: Rs. 10,000
Pros
- 2% foreign currency markup* fee on overseas spends
- Access to over 1000 airport lounges across the world, with a complimentary Priority Pass membership
- Enjoy a wide range of instant payment solutions like BharatQR, Bharat bill payment solution (BBPS) and Samsung Pay
Cons
- High Annual Fee of Rs. 5,000
- No fee waiver
- No category-specific elevated rates (e.g. Higher cashback rate for grocery spending)
