HDFC Bharat Credit Card vs Standard Chartered Super Value Titanium Credit Card

Joining Fees

₹500

₹750

Editor's Rating

3.3

3.5

Key Features

  • Get 5% monthly cashback by booking tickets through IRCTC
  • On Fuel expenses, enjoy savings with 5% monthly cashback
  • Get 1% surcharge waiver and save up to Rs. 250 in every billing cycle (Min transaction of Rs. 400)
  • On Groceries spends, enjoy savings with 5% monthly cashback
  • Enjoy savings with 5% monthly cashback on Bill Payment and Mobile recharge
  • Get 5% monthly cashback on spends on PayZapp/EasyEMI/SmartBUY
  • Avail up to 50 interest-free days from date of purchase
  • Get Revolving Credit at Nominal interest rate
  • Save annually up to Rs 3,600 by simply using the HDFC Bank Bharat credit card
  • Get 5% cashback on fuel, phone and utility bills and 1 reward point on all other expenses
  • Enjoy host of discounts and offers across dining, shopping, travel and many more with the Standard Chartered Good Life programme, on the credit card
  • Transfer card balance up to Rs. 5 Lakh at an attractive interest rate
  • Convert your big credit card transactions (starting from Rs. 5,000) to easy EMI with 'Kuch Bhi' facility at attractive pricing and flexible tenure options

Editor's Review

Pros

  • Get 1% surcharge waiver and save upto Rs. 250 in every billing cycle (Min transaction of Rs. 400)
  • Get 5% monthly cashback on spends on PayZapp/EasyEMI/SmartBUY
  • Avail up to 50 interest-free days from date of purchase

Cons

  • No Lounge Access
  • No Golf benefits

Pros

  • All transaction of Rs. 2,000 or below is eligible for cashback 5% cashback on telephone bills
  • Complimentary Priority Pass allowing access to 1000+ airport lounges worldwide with one Free usage per month

Cons

  • Below average rewards rate for all other spending, no perks or promotions that stand out
  • No Golf Privileges
  • Airport Lounge access only for Premium Banking Customers


More comparisions with HDFC Bharat Credit Card

More comparisions with Standard Chartered Super Value Titanium Credit Card

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