Get 5% monthly cashback by booking tickets through IRCTC
On Fuel expenses, enjoy savings with 5% monthly cashback
Get 1% surcharge waiver and save up to Rs. 250 in every billing cycle (Min transaction of Rs. 400)
On Groceries spends, enjoy savings with 5% monthly cashback
Enjoy savings with 5% monthly cashback on Bill Payment and Mobile recharge
Get 5% monthly cashback on spends on PayZapp/EasyEMI/SmartBUY
Avail up to 50 interest-free days from date of purchase
Get Revolving Credit at Nominal interest rate
Save annually up to Rs 3,600 by simply using the HDFC Bank Bharat credit card
Milestone Benefit: Spend Rs. 20000 and more in the first 90 days to get first year membership fee waived off
Launch Offer: Get Rs. 1000 worth gift vouchers on spends of Rs. 1,00,000 and above in each calendar quarter, for the first year only
Contactless payment enabled
Get 5% CashBack on Amazon, Flipkart, Flight and Hotel bookings on shopping via PayZapp and SmartBuy
Get 2.5% CashBack on all online spends
Get 1% CashBack on all offline spends and Wallet reloads
All transactions of Rs. 10,000 and more will be auto converted to EasyEMI for 9 months. Do note that auto conversion will not be applicable on gold, jewellery, and fuel transactions, and the conversion will be processed after 5 business days from the date of transaction
Zero Lost card liability
Up to 50 days of interest free period from the date of purchase
Revolving Credit is available at a nominal interest rate
Get 1% fuel surcharge waiver at fuel stations in India on minimum transaction of Rs. 400
Editor's Review
Pros
Get 1% surcharge waiver and save upto Rs. 250 in every billing cycle (Min transaction of Rs. 400)
Get 5% monthly cashback on spends on PayZapp/EasyEMI/SmartBUY
Avail up to 50 interest-free days from date of purchase
Cons
No Lounge Access
No Golf benefits
Pros
Launch Offer
Get 5% CashBack on Amazon, Flipkart, Flight and Hotel bookings on shopping via PayZapp and SmartBuy