HSBC Cashback Credit Card vs Standard Chartered Platinum Credit Card
Joining Fees
₹0
₹250
Editor's Rating
3.1
3.6
Key Features
- Unlimited cashback on all your transactions
- Get 1.5% cashback on all online spends and 1% on all other spends
- 20% off on Swiggy orders above Rs. 400. (Discount up to Rs. 100, valid once per month per user)
- 5% discount on Amazon spends, 1.5% cashback on all online spend, and 1% on all other spends
- Cashback is available on Instant EMI and Convenient EMI options that allow you to pay credit card dues in EMIs such as Balance Transfer on EMI, Cash-on-EMI
- Up to a 15% discount at over 1,000 restaurants across major cities
- Enjoy the benefit of 5x reward points on dining and fuel spends
- Avail 5 Reward points for every Rs. 150 spent on dining and fuel with no monthly cap on the rewards earned
- For every Rs. 150 spent on all other categories, avail 1 reward point
- Enjoy a wide range of instant payment solutions like BharatQR, Bharat bill payment solution (BBPS) and Samsung Pay
- Convert big credit card transactions (starting from Rs. 5,000) into easy instalments at attractive rates at zero preclosure charges
Editor's Review
Pros
- Zero Joining Fees
- Annual Membership Fees of Rs. 750 will be reversed if your total annual spend exceeds Rs. 100,000
- Insurance benefits
Cons
- No Golf/coaching sessions
Pros
- Get more out of your spends with the Standard Chartered Platinum Rewards credit card
- Enjoy host of offers and discounts across shopping, travel, dining and more with exclusive offers on your credit card
- Transfer card balance up to Rs. 5 Lakh at attractive interest rate
Cons
- High-interest rates
