HSBC Cashback Credit Card vs Standard Chartered Platinum Credit Card

Joining Fees



Editor's Rating



Key Features

  • Unlimited cashback on all your transactions
  • Get 1.5% cashback on all online spends and 1% on all other spends
  • 20% off on Swiggy orders above Rs. 400. (Discount up to Rs. 100, valid once per month per user)
  • 5% discount on Amazon spends, 1.5% cashback on all online spend, and 1% on all other spends
  • Cashback is available on Instant EMI and Convenient EMI options that allow you to pay credit card dues in EMIs such as Balance Transfer on EMI, Cash-on-EMI
  • Up to a 15% discount at over 1,000 restaurants across major cities
  • Enjoy the benefit of 5x reward points on dining and fuel spends
  • Avail 5 Reward points for every Rs. 150 spent on dining and fuel with no monthly cap on the rewards earned
  • For every Rs. 150 spent on all other categories, avail 1 reward point
  • Enjoy a wide range of instant payment solutions like BharatQR, Bharat bill payment solution (BBPS) and Samsung Pay
  • Convert big credit card transactions (starting from Rs. 5,000) into easy instalments at attractive rates at zero preclosure charges

Editor's Review


  • Zero Joining Fees
  • Annual Membership Fees of Rs. 750 will be reversed if your total annual spend exceeds Rs. 100,000
  • Insurance benefits


  • No Golf/coaching sessions


  • Get more out of your spends with the Standard Chartered Platinum Rewards credit card
  • Enjoy host of offers and discounts across shopping, travel, dining and more with exclusive offers on your credit card
  • Transfer card balance up to Rs. 5 Lakh at attractive interest rate


  • High-interest rates

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