Compare Standard Chartered Platinum Credit Card vs HDFC Bank Freedom Credit Card

Enjoy the benefit of 5x reward points on dining and fuel spends
Avail 5 Reward points for every Rs. 150 spent on dining and fuel with no monthly cap on the rewards earned
For every Rs. 150 spent on all other categories, avail 1 reward point
Enjoy a wide range of instant payment solutions like BharatQR, Bharat bill payment solution (BBPS) and Samsung Pay
Convert big credit card transactions (starting from Rs. 5,000) into easy instalments at attractive rates at zero preclosure charges

Earn 1 reward point on every spend of Rs. 150 and above
Redeem points for cashback
Get a gift voucher worth Rs. 1000 on annual spends of Rs. 90,000 and higher
Get a welcome and renewal benefit of 500 reward points on fee realization
Earn 25X reward points on your birthday spends
10X reward points on PayZapp & SmartBuy spends
Earn 5X reward points for spends on dining/ movies/ groceries/ railways/ taxis
If annual spends are below Rs. 50,000, renew the card for a nominal fee of Rs. 500
Fuel fee waiver of 1%, capped at Rs. 250 per statement cycle (Applicable on minimum transaction of Rs.400 and maximum of Rs.5,000 ) GST will be applicable
Enjoy safe and secure transactions with chip-enabled cards
Zero liability on the lost card if reported immediately
HDFC Bank Freedom Credit Card has been enabled for contactless payments, hence, enjoy doing fast, convenient and secure payments at retail outlets.
Spend Rs. 50,000 in a year and get a waiver of next year’s annual membership
Obtain up to 3 add on credit cards for free

Pros

Get more out of your spends with the Standard Chartered Platinum Rewards credit card
Enjoy host of offers and discounts across shopping, travel, dining and more with exclusive offers on your credit card
Transfer card balance up to Rs. 5 Lakh at attractive interest rate

Cons