HDFC Bank Freedom Credit Card vs Axis My Zone Credit Card
Joining Fees
₹500
₹500
Editor's Rating
3
3.9
Key Features
- Redeem points for cash back
- Avail gift voucher worth Rs. 1000 on annual spends of Rs. 90,000 and higher
- Get a welcome and renewal benefit of 500 reward points on fee realization
- On birthday spends, earn 25X reward points
- Earn 5X reward points for spends on dining/ movies/ groceries/ railways/ taxis
- With MyZone Credit Card, purchase one movie ticket and get a 100% discount on the second movie ticket at Paytm Movies. The maximum discount one can get in a calendar month is Rs. 200
- Get 40% discount on food delivery at Swiggy
- Get flat Rs. 600 off at Ajio on a minimum spend of Rs. 2,000
- Earn 4 EDGE REWARD Points with every Rs. 200 spent on the credit card
- Get a complimentary SonyLiv Premium annual subscription that is worth Rs. 999 on the first spend within the first 30 days of card issuance. Customers are eligible for the SonyLiv Premium membership renewal when they spend Rs. 1.5 lakh in a card anniversary year
Editor's Review
Pros
- Spend Rs. 50,000 in a year and get a waiver of next year’s annual membership
- Pay only 1.99% interest per month if card is issued against fixed deposit
- Zero liability on lost card if reported immediately
Cons
- No golf/coaching sessions
- No complimentary Airport Lounge access
Pros
- Get flat Rs. 600 off at Ajio on a minimum spend of Rs. 2,000
- 1 Complimentary Airport Lounge Access
- Get 40% discount on food delivery at Swiggy
Cons
- No Golf/coaching sessions
- High-interest rate
