Standard Chartered Platinum Credit Card vs Kotak Delight Platinum Credit Card

Joining Fees

₹250

₹1,999

Editor's Rating

3.6

4.3

Key Features

  • Enjoy the benefit of 5x reward points on dining and fuel spends
  • Avail 5 Reward points for every Rs. 150 spent on dining and fuel with no monthly cap on the rewards earned
  • For every Rs. 150 spent on all other categories, avail 1 reward point
  • Enjoy a wide range of instant payment solutions like BharatQR, Bharat bill payment solution (BBPS) and Samsung Pay
  • Convert big credit card transactions (starting from Rs. 5,000) into easy instalments at attractive rates at zero preclosure charges
  • A maximum Cash-back of Rs. 600 including both Dining & Entertainment transactions will be given in a monthly billing cycle
  • 10% Cash-Back on Movies
  • Fuel Surcharge Waiver
  • Railway Surcharge Waiver
  • Spend Rs. 1,25,000 every 6 months and avail Four free PVR Tickets or Rs. 750 cash-back

Editor's Review

Pros

  • Get more out of your spends with the Standard Chartered Platinum Rewards credit card
  • Enjoy host of offers and discounts across shopping, travel, dining and more with exclusive offers on your credit card
  • Transfer card balance up to Rs. 5 Lakh at attractive interest rate

Cons

  • High-interest rates

Pros

  • 10% Cash-Back on Dining and Movie spends
  • Enjoy maximum eight free PVR tickets or Rs. 1500 cashback every year
  • In case Credit Card gets stolen, you can get a cover of Rs. 1,25,000 against fraudulent usage up to 7 days pre-reporting

Cons

  • No Golf/coaching sessions
  • No complimentary Airport Lounge Access
  • Joining fee: Rs. 1,999


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