BOB Financial Prime vs HDFC Bank EasyEMI Credit Card
Joining Fees
₹0
₹500
Editor's Rating
3.4
2.5
Key Features
- Get PRIME against fixed deposit of Rs. 15,000 or more without any income proof
- PRIME is lifetime free, which means Zero First Year and Annual Fees
- 1% fuel surcharge waived for all fuel transactions between Rs 400 - Rs 5,000 (Max. waiver of Rs. 250 per month)
- Convert purchases of more than Rs 2,500 on your card into easy EMIs of 6/12 months
- Free Personal Accidental Death Cover ensures the financial protection of your family
- Milestone Benefit: Spend Rs. 20000 and more in the first 90 days to get first year membership fee waived off
- Launch Offer: Get Rs. 1000 worth gift vouchers on spends of Rs. 1,00,000 and above in each calendar quarter, for the first year only
- Contactless payment enabled
- Get 5% CashBack on Amazon, Flipkart, Flight and Hotel bookings on shopping via PayZapp and SmartBuy
- Get 2.5% CashBack on all online spends
- Get 1% CashBack on all offline spends and Wallet reloads
- All transactions of Rs. 10,000 and more will be auto converted to EasyEMI for 9 months. Do note that auto conversion will not be applicable on gold, jewellery, and fuel transactions, and the conversion will be processed after 5 business days from the date of transaction
- Zero Lost card liability
- Up to 50 days of interest free period from the date of purchase
- Revolving Credit is available at a nominal interest rate
- Get 1% fuel surcharge waiver at fuel stations in India on minimum transaction of Rs. 400
Editor's Review
Pros
- 1% cashback
- No fee
- Minimum deposit of Rs. 15,000
Cons
- No perks or promotions
- No Golf/coaching sessions
- No complimentary Airport Lounge visits
Pros
- Launch Offer
- Get 5% CashBack on Amazon, Flipkart, Flight and Hotel bookings on shopping via PayZapp and SmartBuy
- Get 2.5% CashBack on all online spends
Cons
- No golf benefits
- No rewards benefits
- No airport lounge access
