BOB Financial Prime vs YES Prosperity Cashback Plus Credit Card
Joining Fees
₹0
₹1,499
Editor's Rating
3.4
3.8
Key Features
- Get PRIME against fixed deposit of Rs. 15,000 or more without any income proof
- PRIME is lifetime free, which means Zero First Year and Annual Fees
- 1% fuel surcharge waived for all fuel transactions between Rs 400 - Rs 5,000 (Max. waiver of Rs. 250 per month)
- Convert purchases of more than Rs 2,500 on your card into easy EMIs of 6/12 months
- Free Personal Accidental Death Cover ensures the financial protection of your family
- On Movie Ticket bookings get 5% Cashback
- On Grocery Shopping get 5% Cashback
- On all Other retails spends get 0.75% Cashback
- On Bill Payments through YES PayNow get 5% Cashback
Editor's Review
Pros
- 1% cashback
- No fee
- Minimum deposit of Rs. 15,000
Cons
- No perks or promotions
- No Golf/coaching sessions
- No complimentary Airport Lounge visits
Pros
- This credit card is for those who prefer Cashback
- Fuel Surcharge Waiver
- Credit Shield Facility
Cons
- This credit card isn’t for those who are looking for travel benefits
- This card isn’t for those who prefer air miles or rewards
- No concierge service
