Axis Miles and More Credit Card vs AXIS Bank IOCL Rupay Credit Card

Joining Fees

₹3,500

₹500

Editor's Rating

4.3

3.9

Key Features

  • Redeem accumulated miles in numerous ways such as on Flights and Upgrades, Hotels, Shopping, Car Rentals, and with award miles, help a child to go to school, ensure the care of an orphaned child, or replant forests
  • Avail Two Complimentary visits to Priority Pass Lounges in a year on Axis Bank Miles and More World Credit Card and avail Four Complimentary visits to Priority Pass Lounges in a year on Axis Bank Miles and More Select Credit Card
  • Indulge in delectable cuisines up to 15% off at partnered restaurants in India
  • 1% fuel surcharge waiver on all fuel transactions in India
  • On any transaction over RS. 2,500, convert purchases to EMI
  • 100% cashback, up to Rs. 250, on all fuel spends within first 30 days of card issuance
  • Earn up to 4% value back on fuel spends made at Indian Oil outlets (Rs. 100 = 20 Reward Points, max. 1000 Reward Points per month)
  • Earn Reward Points on UPI Payments by linking the card to UPI
  • 20 reward points per Rs. 100 on fuel spends on IOC Terminal
  • 5 reward points per Rs. 100 spent on Online Shopping (basis MCC). Minimum transaction size eligible: Rs. 100
  • 1 rewards points per Rs. 100 spent on all other spends. Maximum eligible spends 5000/month
  • 1% Fuel surcharge waiver is applicable for fuel spends between Rs. 200 to Rs 5000
  • Annual Fee waived off if spends more than Rs. 50000 per year
  • 10% instant discount for movie ticket booked via BookMyshow website
  • Enjoy up to 15% Discount on partner Restaurants via EazyDiner

Editor's Review

Pros

  • 24x7 Dedicated Concierge Desk
  • Pay bills from any bank account
  • Pay utility bills automatically

Cons:

  • No complimentary Golf/coaching sessions

Pros

  • 100% cashback, up to Rs. 250, on all fuel spends within first 30 days of card issuance
  • Earn up to 4% value back on fuel spends made at Indian Oil outlets (Rs. 100 = 20 Reward Points, max. 1000 Reward Points per month)
  • 20 reward points per Rs. 100 on fuel spends on IOC Terminal

Cons

  • No International Airport Lounge access
  • No Golf benefits
  • No travel miles benefits


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