Axis Miles and More Credit Card vs HDFC Regalia Credit Card

Joining Fees

₹3,500

₹2,500

Editor's Rating

4.3

4

Key Features

  • Redeem accumulated miles in numerous ways such as on Flights and Upgrades, Hotels, Shopping, Car Rentals, and with award miles, help a child to go to school, ensure the care of an orphaned child, or replant forests
  • Avail Two Complimentary visits to Priority Pass Lounges in a year on Axis Bank Miles and More World Credit Card and avail Four Complimentary visits to Priority Pass Lounges in a year on Axis Bank Miles and More Select Credit Card
  • Indulge in delectable cuisines up to 15% off at partnered restaurants in India
  • 1% fuel surcharge waiver on all fuel transactions in India
  • On any transaction over RS. 2,500, convert purchases to EMI
  • Airport Lounge Access within and outside India
  • Experience unique delicacies through Good Food Trail dining program at premium restaurants across top cities.
  • On retail spends including Insurance, Utilities, Education and Rent Pay, earn 4 reward points on Rs. 150.
  • Earn additional 5,000 Reward Points when achieving annual spends of Rs. 8 lakhs.
  • Emergency overseas hospitalization up to Rs. 15 lakhs in case of emergency

Editor's Review

Pros

  • 24x7 Dedicated Concierge Desk
  • Pay bills from any bank account
  • Pay utility bills automatically

Cons:

  • No complimentary Golf/coaching sessions

Pros

  • Earn 10,000 Reward Points when achieving annual spends of Rs. 5 lakhs.
  • Accidental air death cover worth Rs. 1 Crore
  • Fuel Surcharge Waiver

 

Cons

  • Slightly high Annual Fee
  • No golf/coaching sessions


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