HDFC Regalia Credit Card fees and charges

HDFC Regalia Credit Card



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HDFC Regalia Credit Card - Fees & Charges

Interest Charges: Up to 3.49% per month, accounting to 41.88% per annum. Pay only 1.99% interest per month if the card is issued against fixed deposit.

Upon joining HDFC Regalia Credit Card, enjoy the welcome benefit of obtaining Zomato Gold Membership for a Year that offers a complimentary dish on every visit at a Gold food partner restaurant Or Up to 2 complimentary drinks on every visit at a Gold drinks partner restaurant. In order to avail this complimentary membership, spend with this card around Rs. 75,000 within the first three months of getting the Regalia Credit Card.

HDFC Regalia Credit Card Welcome Offers

  • Airport Lounge Access within and outside India
  • Experience unique delicacies through Good Food Trail dining program at premium restaurants across top cities.
  • On retail spends including Insurance, Utilities, Education and Rent Pay, earn 4 reward points on Rs. 150.
  • Earn additional 5,000 Reward Points when achieving annual spends of Rs. 8 lakhs.
  • Emergency overseas hospitalization up to Rs. 15 lakhs in case of emergency

HDFC Regalia Credit Card Features


  • Earn 10,000 Reward Points when achieving annual spends of Rs. 5 lakhs.
  • Accidental air death cover worth Rs. 1 Crore
  • Fuel Surcharge Waiver



  • Slightly high Annual Fee
  • No golf/coaching sessions

HDFC Regalia Credit Card Editor's Review

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