HDFC Bank Visa Signature Credit Card Features and Benefits

HDFC Bank Visa Signature Credit Card

Category

travel,fuel,rewards

Fintra's Rating

 3.25/5

HDFC Bank Visa Signature Credit Card Features and Benefits

  • Annual fees: Get the first-year’s membership free by spending Rs. 15,000 within the first 90 days
  • Renew the membership for free by spending Rs. 75,000 in a year
  • Enjoy the comfort of over 600 global airport
  • Earn 2 reward points for every Rs. 150 spends
  • Save up to Rs. 8300 on lounge access by getting complimentary Priority Pass membership worth $99 and fuel costs every year (assuming Rs. 6,000 on fuel per month)
  • Get up to three add-on cards free for your family
  • With the EMV Chip technology in the card, stay protected against fraud
  • Zero liability on lost card
  • Avail 50 days of interest-free credit from the date of purchase
  • Enjoy Revolving Credit at nominal interest rate
  • Cash advance fee: A fee of 2.5%, with a minimum of Rs. 500, is applicable on all cash withdrawals on the card

Interest Charges: Up to 3.6% or 3.75% per month, accounting to 43.2% or 45.0% per annum. Actual charges will be communicated at the time of sourcing

Joining and Renewal Fees: ₹0 but actual fee will be communicated at the time of sourcing

Annual fees: Get the first-year’s membership free by spending Rs. 15,000 within the first 90 days

Renew the membership for free by spending Rs. 75,000 in a year

HDFC Bank Visa Signature Credit Card Fees

Pros

  • Enjoy the comfort of over 600 global airport
  • Earn 2 reward points for every Rs. 150 spends
  • Save up to Rs. 8300 on lounge access by getting complimentary Priority Pass membership worth $99 and fuel costs every year (assuming Rs. 6,000 on fuel per month)

Cons

  • No golf benefits
  • No insurance benefits
  • No cashback offers

HDFC Bank Visa Signature Credit Card Editor's Review

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