BOI Domestic Credit Card - Bank of India Cards

BOI Domestic Credit Card

Category

rewards

Fintra's Rating

 4/5

BOI Domestic Credit Card Key Features

Joining Fees ₹0
Renewal Fees ₹0
Free Lounge Access No
Fuel Surcharge Waiver Yes
Bank Bank of India
Network Mastercard

  • Interest Charges: For Unsecured Credit (Other than SwaDhan) up to 1.70% per month, accounting to 22.45% per annum on daily balances. In case of default service charges is 2.50% per month, accounting to 34.50 % per annum 
  • Actual Joining/Renewal Fees will be disclosed at the time of joining 

BOI Domestic Credit Card Fees

  • A Classic card with Photo or Non-Photo
  • Avail Membership to the BOI Reward programme
  • Avail 2 StarPoints on every Rs. 100 on regular spends, and 3 StarPoints on every Rs. 100 on spends at merchant falling under the Preferred Category
  • Fuel Transaction Surcharge: 1% of transaction amount 

BOI Domestic Credit Card Features

Pros

  • The Billing cycle is from 16th of current month to 15th of next month
  • Interest free credit for up to 51 days and revolving credit at preferential rate
  • EMI at POS facility is available on POS that are managed/owned by M/S WorldLine Private Limited
  • Avail flexible credit limits for add-on cards

Cons

  • No Golf Privileges 
  • No Airport Lounge Access
  • This card is for Domestic usage and valid only in India and Nepal

BOI Domestic Credit Card Editor's Review

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