BOI International Credit Card - Bank of India Cards

Fees

• Interest Charges: Unsecured Credit (Other than SwaDhan) up to 1.70% per month, accounting to 22.45% per annum on daily balances. In case of default service charges is up to 2.50% per month, accounting to 34.50% per annum 
• Joining Fee/Annual Membership Fees for Gold Card International – Visa is Rs. 1500
• Joining Fee/Annual Membership Fees for Visa Platinum-international is Rs. 1500
• Joining Fee/Annual Membership Fees for Master Platinum-international is Rs. 1500

Welcome Offers

No Welcome Offer

Features

• Affiliation: Mastercard/Visa/Rupay 
• The Card is valid in India, Nepal and all foreign centers across the Globe, wherever MASTER logo is displayed
• Avail 2 StarPoints on every Rs. 100 on regular spends, and 3 StarPoints on every Rs. 100 on spends at merchant falling under the Preferred Category
• Fuel Transaction Surcharge: 1% of transaction amount 

Editor's Review

Pros

• 1 complimentary lounge visit per quarter at airport lounges in India for Master Platinum International card 
• Interest free credit for up to 51 days and revolving credit at preferential rate
• EMI at POS facility is available on POS that are managed/owned by M/S WorldLine Private Limited
• The maximum amount of cash that can be withdrawn from ATM is Rs. 15,000 per day

Cons

• No Golf Privileges