BOI International Credit Card vs Platinum Aura Visa and Mastercard Credit Card

Joining Fees

₹1,500

₹5,999

Editor's Rating

4.1

4

Key Features

  • Affiliation: Mastercard/Visa/Rupay 
  • The Card is valid in India, Nepal and all foreign centers across the Globe, wherever MASTER logo is displayed
  • Avail 2 StarPoints on every Rs. 100 on regular spends, and 3 StarPoints on every Rs. 100 on spends at merchant falling under the Preferred Category
  • Fuel Transaction Surcharge: 1% of transaction amount 
  • Book Your Favorite Restaurants on a Tap & Get Great Deals & Discounts
  • Travel Insurance Cover
  • ‘Total Protect’ safeguards your card from fraud
  • Complimentary personal air accident insurance cover of up to Rs 25 lakh

Editor's Review

Pros

  • 1 complimentary lounge visit per quarter at airport lounges in India for Master Platinum International card 
  • Interest free credit for up to 51 days and revolving credit at preferential rate
  • EMI at POS facility is available on POS that are managed/owned by M/S WorldLine Private Limited
  • The maximum amount of cash that can be withdrawn from ATM is Rs. 15,000 per day

Cons

  • No Golf Privileges 

Pros

  • Enjoy a waiver of 1% on fuel surcharge at any petrol pump across India
  • Exclusive access to 600+ lounges across the globe

Cons

  • No golf/coaching sessions


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