Compare BOI International Credit Card vs Kotak Privy League Signature Credit Card

Affiliation: Mastercard/Visa/Rupay
The Card is valid in India, Nepal and all foreign centers across the Globe, wherever MASTER logo is displayed
Avail 2 StarPoints on every Rs. 100 on regular spends, and 3 StarPoints on every Rs. 100 on spends at merchant falling under the Preferred Category
Fuel Transaction Surcharge: 1% of transaction amount

Rewards program (Paid Card): For every Rs. 100 spent, earn 5X reward points for special categories and 2X on other retail spends: Shopper’s Plan- Get 5X Reward Points on select categories like apparels, grocery, consumer durable, multi-brand online and, departmental stores. Traveller’s Plan- Get 5X Reward Points on select categories like airlines, hotels, duty-free, international spends and travel agencies
Rewards program (Free Card): For every Rs. 100 spent, earn 5X reward points for special categories and 2X on other retail spends: Shopper’s Plan- Get 5X Reward Points on select categories like apparels, jewellery, consumer durable, restaurants, departmental stores. Traveller’s Plan- Get 5X Reward Points on select categories like airlines, hotels, restaurants, international spends and travel agencies
Once the individual accumulates reward points, it can redeem them from a range of redemption options like air tickets, 10 000 merchandise, mobile recharge and more through easyrewardz by converting Privy League Credit Card points into easy points
Convert any purchase above Rs.2500 to easy EMIs

Pros

1 complimentary lounge visit per quarter at airport lounges in India for Master Platinum International card
Interest free credit for up to 51 days and revolving credit at preferential rate
EMI at POS facility is available on POS that are managed/owned by M/S WorldLine Private Limited
The maximum amount of cash that can be withdrawn from ATM is Rs. 15,000 per day

Cons