BOI Domestic Credit Card fees and charges
Category
rewards
Fintra's Rating
4/5
BOI Domestic Credit Card - Fees & Charges
- Interest Charges: For Unsecured Credit (Other than SwaDhan) up to 1.70% per month, accounting to 22.45% per annum on daily balances. In case of default service charges is 2.50% per month, accounting to 34.50 % per annum
- Actual Joining/Renewal Fees will be disclosed at the time of joining
No Welcome Offer
BOI Domestic Credit Card Welcome Offers- A Classic card with Photo or Non-Photo
- Avail Membership to the BOI Reward programme
- Avail 2 StarPoints on every Rs. 100 on regular spends, and 3 StarPoints on every Rs. 100 on spends at merchant falling under the Preferred Category
- Fuel Transaction Surcharge: 1% of transaction amount
Pros
- The Billing cycle is from 16th of current month to 15th of next month
- Interest free credit for up to 51 days and revolving credit at preferential rate
- EMI at POS facility is available on POS that are managed/owned by M/S WorldLine Private Limited
- Avail flexible credit limits for add-on cards
Cons
- No Golf Privileges
- No Airport Lounge Access
- This card is for Domestic usage and valid only in India and Nepal
