BOI Domestic Credit Card vs Standard Chartered Platinum Rewards Credit Card

BOI Domestic Credit Card

Standard Chartered Platinum Rewards Credit Card

Joining Fees

₹0

₹250

Editor's Rating

Key Features

A Classic card with Photo or Non-Photo
Avail Membership to the BOI Reward programme
Avail 2 StarPoints on every Rs. 100 on regular spends, and 3 StarPoints on every Rs. 100 on spends at merchant falling under the Preferred Category
Fuel Transaction Surcharge: 1% of transaction amount

Earn 5 reward points for every Rs. 150 spent on dining and fuel with no monthly cap on the rewards earned
Earn 1 reward point for every Rs. 150 spent on all other categories
Zero Annual and Joining Fees- Spend Rs 500 or more within 30 days from card issuance to avoid levy of onetime fee of Rs. 250 + GST
Supplementary Credit Card Facility- By availing this facility, the cardholder can extend all the SCB platinum rewards card benefits to its family members
This is a Contactless credit card
Enjoy the enhanced security for online transactions through 3D secure OTP verification
Get wide range oof instant payment solutions like Samsung Pay and BharatQR, and Bharat Bill Payment Solution (BBPS)
Avail Online Banking and SC Mobile facility that offers convenience to make online credit card transactions
Convert an entire outstanding balance amounting up to Rs. 5,00,000 into EMIs at zero processing fees

Editor's Review

Pros

The Billing cycle is from 16th of current month to 15th of next month
Interest free credit for up to 51 days and revolving credit at preferential rate
EMI at POS facility is available on POS that are managed/owned by M/S WorldLine Private Limited
Avail flexible credit limits for add-on cards

Cons