BOI Domestic Credit Card vs Airtel Axis Credit Card
Joining Fees
Editor's Rating
Key Features
- A Classic card with Photo or Non-Photo
- Avail Membership to the BOI Reward programme
- Avail 2 StarPoints on every Rs. 100 on regular spends, and 3 StarPoints on every Rs. 100 on spends at merchant falling under the Preferred Category
- Fuel Transaction Surcharge: 1% of transaction amount
- As a Welcome Benefit, get an Amazon eVoucher worth Rs 500 on the first transaction using the Airtel Axis credit card within 30 days of card issuance
- Earn 25% Cashback on Airtel Mobile, Broadband, DTH and WiFi bill Payments via Airtel Thanks app
- Earn 10% Cashback on Utility Bill Payments such as electricity, gas etc. via Airtel Thanks app
- Earn 10% Cashback on Swiggy, Zomato and BigBasket
- Get 1% Cashback on all other spends
- 4 Complimentary lounge visits within India (4 Lounge access in a year) on minimum spends of Rs. 50,000 in previous 3 months
- 1% fuel surcharge waiver on fuel purchases at all fuel stations across India. This is valid on transactions between Rs. 400 to Rs. 4000
- Enjoy up to 15% off at partnered restaurants via EazyDiner
- Convert transactions of Rs. 2500 or more into easy EMI
- Get annual fee waived off on annual spends greater than Rs. 2,00,000
Editor's Review
Pros
- The Billing cycle is from 16th of current month to 15th of next month
- Interest free credit for up to 51 days and revolving credit at preferential rate
- EMI at POS facility is available on POS that are managed/owned by M/S WorldLine Private Limited
- Avail flexible credit limits for add-on cards
Cons
- No Golf Privileges
- No Airport Lounge Access
- This card is for Domestic usage and valid only in India and Nepal
Pros
- Earn 25% Cashback on Airtel Mobile, Broadband, DTH and WiFi bill Payments via Airtel Thanks app
- Earn 10% Cashback on Utility Bill Payments via Airtel Thanks app
- Earn 10% Cashback on Swiggy, Zomato and BigBasket
Cons
- No golf benefits
- No international airport lounge access / movie benefits
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