BOI Domestic Credit Card vs Bank of Maharashtra - SBI Platinum Credit Card

Joining Fees

₹0

₹2,999

Editor's Rating

4

2.3

Key Features

  • A Classic card with Photo or Non-Photo
  • Avail Membership to the BOI Reward programme
  • Avail 2 StarPoints on every Rs. 100 on regular spends, and 3 StarPoints on every Rs. 100 on spends at merchant falling under the Preferred Category
  • Fuel Transaction Surcharge: 1% of transaction amount 
  • Get Welcome Gift voucher worth Rs. 3,000 from any one of the brand partners
  • Spend linked gift vouchers worth Rs. 6,000
  • 5X Reward Points on Dining, Departmental store and International spends
  • Card Anniversary gift voucher worth Rs. 3,000 

Editor's Review

Pros

  • The Billing cycle is from 16th of current month to 15th of next month
  • Interest free credit for up to 51 days and revolving credit at preferential rate
  • EMI at POS facility is available on POS that are managed/owned by M/S WorldLine Private Limited
  • Avail flexible credit limits for add-on cards

Cons

  • No Golf Privileges 
  • No Airport Lounge Access
  • This card is for Domestic usage and valid only in India and Nepal

Pros

  • Avail spend rewards on annual spending of Rs. 4 lakhs and 5 lakhs, each
  • Receive e- Gift Voucher worth Rs. 3,000 from any of the following brands: Yatra, Hush Puppies/Bata, Westside, Shoppers Stop
  • 2 complimentary Domestic Airport Lounge visits every quarter in India

Cons

  • Although you’ll get a complimentary membership to the Priority Pass Program worth $99, there’s a usage fee of $27 +taxes that will be charged to Bank of Maharashtra - SBI Platinum Credit Card every time you visit an airport lounge. Moreover, only the Primary Cardholders are eligible for Priority Pass and complimentary membership will be valid for 2 years only


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