Interest Rate
Loan Amount
Loan Tenure
Loan Processing fees
EMI per Lakh
Part Payment Charges
Minimum Income
Documents
* PAN card/Valid Passport/Voter ID card/Driving license/Aadhar Card/Utility Bill: Electricity, Telephone, Postpaid mobile, water bill etc./Ration card/Letter from employer/Bank statement /copy of Passbook reflecting address/Valid Rent Agreement/Sale Deed
Income Documents for Salaried Individuals:
* Salary slips for the last 2 months or salary certificate/Cash Salary – Income details on Company Letterhead/Copy of bank statements for the past 3 months (salary account)
Income Documents for Self-Employed Professional:
* Certificate of qualification for professionals: CA, Doctors or Architects/Copy of last two years’ income tax returns, along with computation of income/Copy of last two years’ P/L account with all schedules and audited balance sheet/VAT or Service Tax returns or TDS Certificate/Bank statement for the last 6 months (Savings account, current account and O/D account) Property Documents:
* Allotment letter from builder/Agreement of Sale/Registration and stamp duty receipt/Index- ii/NOC from builder/Own Contribution Receipt (OCR )/Development Agreement/Tripartite Agreement/Partnership Deed/Sale Deed/Title Search Report/NA order
General documents are:
* Aadhaar Card/Driving Licence/PAN Card/Passport/Voter ID Card/Bank Passbook with photo
* Photo Credit Card
* Any other Photo ID
For Salaried the extra documents required are:
* Salary Slips from past 6 months
* Last 6 months Bank Statements showing salary credits
* Latest Form-16 and IT returns
For Self Employed the extra documents required are:
* Last 12 months GST Returns
* Last 6 months Bank Statements
* Last 3 years IT returns