Interest Rate
Loan Amount
Loan Tenure
Loan Processing fees
EMI per Lakh
Part Payment Charges
Minimum Income
Documents
* PAN card/Valid Passport/Voter ID card/Driving license/Aadhar Card/Utility Bill: Electricity, Telephone, Postpaid mobile, water bill etc./Ration card/Letter from employer/Bank statement /copy of Passbook reflecting address/Valid Rent Agreement/Sale Deed
Income Documents for Salaried Individuals:
* Salary slips for the last 2 months or salary certificate/Cash Salary – Income details on Company Letterhead/Copy of bank statements for the past 3 months (salary account)
Income Documents for Self-Employed Professional:
* Certificate of qualification for professionals: CA, Doctors or Architects/Copy of last two years’ income tax returns, along with computation of income/Copy of last two years’ P/L account with all schedules and audited balance sheet/VAT or Service Tax returns or TDS Certificate/Bank statement for the last 6 months (Savings account, current account and O/D account) Property Documents:
* Allotment letter from builder/Agreement of Sale/Registration and stamp duty receipt/Index- ii/NOC from builder/Own Contribution Receipt (OCR )/Development Agreement/Tripartite Agreement/Partnership Deed/Sale Deed/Title Search Report/NA order
* Duly filled application form
* Passport size photographs
* Proof of Identity such as PAN Card, Aadhaar Card, Passport, Voter’s ID Card, Driving License, Voter’s ID Card, etc.
* Proof of Residence such as Aadhaar Card, Passport, Voter’s ID Card, Driving License, Utility Bills, Voter’s ID Card, etc.
* Property Documents such as Agreement of Sale, Ownership Deed, House Tax Receipt, Power of Attorney, etc.