Is Online Banking safe?
Online banking is safe to use, but we should take care of below points to make it even safer.
- Do not share your username and password with anyone.
- Most of the transactions would require One-time password(OTP). Do not share this OTP with anyone.
- Use strong passwords with a combination of uppercase, lowercase and unique character. Try to change passwords at regular intervals.
- If possible, use strong anti-virus as it protects the users from virus, malware and attacks from hackers.
- Access bank websites only by typing URL in the address bar of the browser.
- Be aware of what you're downloading from app stores. Don't download any malicious application from mobile application stores, which offer Online Banking. Check their authenticity before downloading by contacting your Bank.
- Avoid clicking on unknown links in e-mail messages to access the site.
- Do not get enticed when you receive an e-mail, SMS, or phone call promising rewards for giving personal information or for updating account details on the bank's website.
- Have the following to improve internet security: A newer version of Operating System with latest security patches, The latest versions of Web Browsers, Firewall should be enabled, and Latest antivirus versions.
- Scan computers frequently with Antivirus to ensure the system is free from Virus/Trojan.
- Change Internet Banking passwords at periodical intervals.
- In the post-login page, always check the last log-in date and time.
- Don't access Internet banking accounts from cyber cafes or shared PCs.
- After logging in, you won't be asked to provide the username and password again, nor your CREDIT or DEBIT CARD details while using internet banking. Hence, if a message appears asking for such information, don't provide this information no matter how 'genuine' the page is appearing to be. Such pop-ups most likely are the result of a malware infecting your computer. Take urgent steps to disinfect the device.
