|
Instrument |
Lock-in period |
Returns(approx.) |
Tax on Returns |
|
ELSS |
3 years |
10%-12% |
LTCG tax (@10%) |
|
Tax saving FD |
5 years |
6%-7% |
Income tax |
|
National Saving Certificate |
5 years |
7%-8% |
Income tax |
|
National Pension Scheme |
Upto 60 years of age |
8%-10% |
Partially taxable |
|
Public Provident Fund |
15 years |
7%-8% |
No tax |
