YES FIRST Business Credit Card vs Kotak Best Price Credit Card

• Earn Renewal benefit of 15,000 Reward Points on each renewal
• Domestic Airlines and Dining: 4 Reward Points per Rs. 100 spent on all other categories
• Complimentary Priority Pass Membership for the Primary Cardmember- Complimentary International lounge access and complimentary access to MasterCard affiliated lounges across Indian airports
• Enjoy one complimentary golf lesson every calendar month
• Fuel Surcharge Waiver
• Insurance Coverage

• 14-day Credit Cycle that starts afresh on every transaction 
• Make purchases at the Best Price Modern Wholesale store with the two free Add-On cards
• No Joining Fees
• Track spends separately for each of the Add-on Card(s)

Pros

• Annual Bonus Reward Points: Earn 20,000 Reward Points on achieving annual spends of Rs. 12 Lakhs or more in each anniversary year
• Reward Points Accrual: 8 Reward Points per Rs. 100 spent on Travel Agencies & Tour Operators
• Cash Advances and Overdue Amount: Preferential Foreign Currency Markup of 1.75% only
  

Cons

• You will not earn any extra rewards on international expenditure
• Air mile conversion option is only available with InterMiles

Pros

• No Joining Fee
• A good Business card
• It’s a wholesale card

Cons

• No complimentary Golf lessons/green and no complimentary Airport Lounge access
• No travel and shopping related benefits
• No Reward Points