Kotak Best Price Credit Card vs Kotak Privy League Signature Credit Card

Joining Fees

₹0

₹0

Editor's Rating

3.9

4.2

Key Features

  • 14-day Credit Cycle that starts afresh on every transaction 
  • Make purchases at the Best Price Modern Wholesale store with the two free Add-On cards
  • No Joining Fees
  • Track spends separately for each of the Add-on Card(s)
  • Rewards program (Paid Card): For every Rs. 100 spent, earn 5X reward points for special categories and 2X on other retail spends: Shopper’s Plan- Get 5X Reward Points on select categories like apparels, grocery, consumer durable, multi-brand online and, departmental stores. Traveller’s Plan- Get 5X Reward Points on select categories like airlines, hotels, duty-free, international spends and travel agencies
  • Rewards program (Free Card): For every Rs. 100 spent, earn 5X reward points for special categories and 2X on other retail spends: Shopper’s Plan- Get 5X Reward Points on select categories like apparels, jewellery, consumer durable, restaurants, departmental stores. Traveller’s Plan- Get 5X Reward Points on select categories like airlines, hotels, restaurants, international spends and travel agencies 
  • Once the individual accumulates reward points, it can redeem them from a range of redemption options like air tickets, 10 000 merchandise, mobile recharge and more through easyrewardz by converting Privy League Credit Card points into easy points
  • Convert any purchase above Rs.2500 to easy EMIs 

Editor's Review

Pros

  • No Joining Fee
  • A good Business card
  • It’s a wholesale card

Cons

  • No complimentary Golf lessons/green and no complimentary Airport Lounge access
  • No travel and shopping related benefits
  • No Reward Points  

Pros

  • 4 complimentary Priority Pass visits, 16 PVR tickets and much more
  • Low forex markup fees of 2% for all your international spends
  • Get up to 30,000 bonus reward points on annual retail spends of Rs. 8 Lakhs

Cons

  • No Golf Privileges 


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