TATA STAR Titanium vs BOB Financial Select
VS
Fees
Tata
Bank of Baroda
Joining Fees
₹499
₹750
Renewal Fees
₹499
₹750
Network
Mastercard
Mastercard
Editor's Review
3.3
4.3
Free Lounge Access
No
No
Features
TATA STAR Titanium
- On spends at STAR Outlets, earn 3.5% value back
- On spends on select TATA Outlets, get up to 5% value back
- Get a 1% fuel surcharge waiver, on every transaction between Rs. 500 to Rs. 3,000, at any petrol pump across the country. Purchase fuel worth Rs. 500 to Rs. 3,000, to avail this benefit
- With TATA STAR Titanium Card, book railway tickets online and enjoy home delivery
BOB Financial Select
- 5X rewards on Dining, Utility bills, Online spends; 1x on others
- 1,000 bonus rewards points every month
- Zero Fuel Surcharge
- Zero Annual Fees basis card usage
Editor's Review
TATA STAR Titanium
Pros
- Spend based fees reversal on spends of Rs. 1,00,000 & above annually
- 3 Reward Points per Rs. 100 spent on departmental & grocery stores
- Low Annual Fee
Cons
- High-interest rates
- No Golf/coaching sessions
- No complimentary Airport Lounge visits
BOB Financial Select
Pros
- Easy EMI Option
- Multiple redemption options
- In-built insurance cover
Cons
- No Golf Privileges
- No Airport Lounge access
