TATA STAR Titanium vs ICICI Bank HPCL Super Saver Credit Card

• On spends at STAR Outlets, earn 3.5% value back  
• On spends on select TATA Outlets, get up to 5% value back
• Get a 1% fuel surcharge waiver, on every transaction between Rs. 500 to Rs. 3,000, at any petrol pump across the country. Purchase fuel worth Rs. 500 to Rs. 3,000, to avail this benefit
• With TATA STAR Titanium Card, book railway tickets online and enjoy home delivery

• Get up to 5% cashback on fuel purchases
• Get 1.5% cashback in reward points on all fuel purchases through the HP Pay app and at HPCL outlets
• Get Rs. 300 per month in the form of cashback and accelerated rewards across all categories
• 5% accelerated Reward Points on categories such as departmental stores, electricity and mobile bills capped at Rs 100 worth ICICI Bank Reward points per month
• Get 2 ICICI Bank Reward Points on every Rs. 100 spent on retail purchases
• BookMyShow and Inox Offer: Get 25% discount, up to Rs. 100, on purchasing a minimum of 2 movie tickets, per transaction at BookMyShow and INOX. This benefit can be availed twice a month for both the platforms
• Airport Lounge access: Relax in luxury and enjoy gourmet meals, comfortable seating, free Wi-Fi, widescreen TVs, and beverage services
• Domestic Airport Lounge Benefit: Avail complimentary airport lounge access, per quarter by spending Rs. 35,000 in a calendar quarter on the card to avail this facility in the next calendar quarter
• Chip and PIN Security
• 24x7 Road side assistance

Pros

• Spend based fees reversal on spends of Rs. 1,00,000 & above annually
• 3 Reward Points per Rs. 100 spent on departmental & grocery stores
• Low Annual Fee

Cons

• High-interest rates
• No Golf/coaching sessions
• No complimentary Airport Lounge visits

Pros

• 5% cashback on fuel purchases
• 5% accelerated Reward Points on categories such as departmental stores, electricity and mobile bills capped at Rs 100 worth ICICI Bank Reward points per month
• Domestic Airport Lounge Benefit: Avail complimentary airport lounge access, per quarter by spending Rs. 35,000 in a calendar quarter

Cons

• No dining benefits
• No golf benefits
• No international lounge access