BOB Financial Select vs RBL Bank ETMoney LoanPass

BOB Financial Select
BOB Financial Select
Bank of Baroda · Mastercard
4.3
₹750 / Joining Fees
Apply Now →
VS
RBL Bank ETMoney LoanPass
RBL Bank ETMoney LoanPass
RBL Bank · Mastercard
4.3
₹0 / Joining Fees
Apply Now →
Fees
Bank of Baroda
RBL Bank
Joining Fees
₹750
₹0
Renewal Fees
₹750
₹499
Network
Mastercard
Mastercard
Editor's Review
4.3
4.3
Free Lounge Access
No
No
Features
BOB Financial Select
  • 5X rewards on Dining, Utility bills, Online spends; 1x on others
  • 1,000 bonus rewards points every month
  • Zero Fuel Surcharge
  • Zero Annual Fees basis card usage 
RBL Bank ETMoney LoanPass

* Instantly transfer funds to bank account through the ETMONEY app whenever required
* The Credit Card is packed with rewards for all spends
* Transfer loan anytime and payback with the convenience of EMI options. One can also easily convert the card spends into EMIs from the ETMONEY app
* Go cashless for all online or offline purchases
* The cardholder can pay back the money in easy EMIs within a few days or a few months
* Pay interest only on the amount that you borrow
* Get 1 Reward point on every Rs. 100 you spend
* Get 2X Rewards on all spends on weekends (Saturday & Sunday). Redeem all reward points at www.rblrewards.com
* Earn 10% cashback on spends at Amazon, Grofers, Uber and Zomato. Maximum monthly cashback will remains Rs. 250
* Avail 1+1 free movie ticket, up to Rs. 200, on BookMyShow once a month for Weekend shows
* Annual Fee for the next year is reversed on spends more than Rs. 1 lakh in a year
* Get additional 1000 Bonus Points on spends of next Rs. 1 lakh (post annual fee reversal) up to 10 times a year
* Fuel Surcharge waiver: Avail waiver of fuel surcharge up to Rs. 100 a month for fuel transactions between Rs. 500 and Rs. 4000

 

Editor's Review
BOB Financial Select

Pros

  • Easy EMI Option
  • Multiple redemption options
  • In-built insurance cover

Cons

  • No Golf Privileges 
  • No Airport Lounge access 
RBL Bank ETMoney LoanPass

Pros
* Earn 10% cashback on spends at Amazon, Grofers, Uber and Zomato. Maximum monthly cashback will remains Rs. 250
* Avail 1+1 free movie ticket, up to Rs. 200, on BookMyShow once a month for Weekend shows
* Fuel Surcharge waiver

Cons
* No golf privileges
* No travel benefits such as airport lounge access or any flight discounts
* No airmiles

More comparisons with BOB Financial Select

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