RBL Bank ETMoney LoanPass vs Axis Bank My Wings Credit Card

* Instantly transfer funds to bank account through the ETMONEY app whenever required
* The Credit Card is packed with rewards for all spends
* Transfer loan anytime and payback with the convenience of EMI options. One can also easily convert the card spends into EMIs from the ETMONEY app
* Go cashless for all online or offline purchases
* The cardholder can pay back the money in easy EMIs within a few days or a few months
* Pay interest only on the amount that you borrow
* Get 1 Reward point on every Rs. 100 you spend
* Get 2X Rewards on all spends on weekends (Saturday & Sunday). Redeem all reward points at www.rblrewards.com
* Earn 10% cashback on spends at Amazon, Grofers, Uber and Zomato. Maximum monthly cashback will remains Rs. 250
* Avail 1+1 free movie ticket, up to Rs. 200, on BookMyShow once a month for Weekend shows
* Annual Fee for the next year is reversed on spends more than Rs. 1 lakh in a year
* Get additional 1000 Bonus Points on spends of next Rs. 1 lakh (post annual fee reversal) up to 10 times a year
* Fuel Surcharge waiver: Avail waiver of fuel surcharge up to Rs. 100 a month for fuel transactions between Rs. 500 and Rs. 4000

• Redeem complimentary flight tickets: Redeem 2 complimentary base fare flight tickets     
• Dining Delights- Minimum 15% off on partner restaurants in India 
• On any transaction over Rs. 2,500 contact the bank and convert the big credit card purchase into EMIs
• This Credit card is an EMV certified chip credit card, hence you can spend securely 
• Complimentary Airport Lounge access within India 
• Avail up to 20% cashback on bare fare domestic flight bookings
• Avail Rs. 25 off when booking tickets with this Credit Card on IRCTC website. Max cashback is Rs. 25 per transaction and max annual benefits of Rs. 200 per cardholder 
• Avail hotel and holiday vouchers as described below:

• Worth Rs. 10,000

1. Rs. 500 cashback on booking any Domestic return air ticket 
2. Rs. 1,500 cashback on booking any International return air tickets

• Hotels:

1. Rs. 1,000 cashback on booking any hotels across India, Nepal and Bhutan on minimum booking value of Rs. 7,000
2. Rs. 1,500 cashback on International hotel bookings of Rs. 7,000 and above  

• Holidays:

1. Rs. 2,500 cashback on Domestic holidays worth Rs. 20,000 and above
2. Rs. 3,000 on booking any International holidays on minimum booking value of Rs. 20,000 and above

• Book bus tickets and get cashback: Rs. 100 on bus ticket bookings
• Rent cars in India and get cashback: Flat Rs. 400 per car booking or car rentals
• Fuel Transaction Surcharge Transaction: 1% of transaction amount (Refunded for fuel transactions between Rs. 400 and Rs. 4000)
• EDGE REWARD points for transactions and 500+ rewards and offers to redeem points. Earn points for the following transactions: On every Rs. 200 spent on the credit card, earn 4 points 
• Surcharge on purchase or cancellation of Railway Tickets: As prescribed by IRCTC / Indian Railways

Pros
* Earn 10% cashback on spends at Amazon, Grofers, Uber and Zomato. Maximum monthly cashback will remains Rs. 250
* Avail 1+1 free movie ticket, up to Rs. 200, on BookMyShow once a month for Weekend shows
* Fuel Surcharge waiver

Cons
* No golf privileges
* No travel benefits such as airport lounge access or any flight discounts
* No airmiles

Pros

• Complimentary Airport Lounge access within India 
• Avail up to 20% cashback on bare fare domestic flight bookings
• Avail Rs. 25 off when booking tickets with this Credit Card on 

Cons

• No Golf Privileges