BOB Financial Select vs RBL Bank Cookies Credit Card

BOB Financial Select
BOB Financial Select
Bank of Baroda · Mastercard
4.3
₹750 / Joining Fees
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VS
RBL Bank Cookies Credit Card
RBL Bank Cookies Credit Card
RBL Bank · Mastercard
3.4
₹100 / Joining Fees
Apply Now →
Fees
Bank of Baroda
RBL Bank
Joining Fees
₹750
₹100
Renewal Fees
₹750
₹100
Network
Mastercard
Mastercard
Editor's Review
4.3
3.4
Free Lounge Access
No
No
Features
BOB Financial Select
  • 5X rewards on Dining, Utility bills, Online spends; 1x on others
  • 1,000 bonus rewards points every month
  • Zero Fuel Surcharge
  • Zero Annual Fees basis card usage 
RBL Bank Cookies Credit Card

* Get Voucher worth Rs. 1,000 by simply spending Rs. 2 lakhs in a year. Select from Amazon, Flipkart, Myntra, Croma & Shoppers Stop
* Get Voucher worth Rs. 5,000 by simply spending Rs. 5 lakhs in a year. You can choose from Amazon, Flipkart, Myntra, Croma & Shoppers Stop
* Avail 10% off at BookMyShow & Grofers, up to Rs. 300 each per month
* Avail 10% cashback at Myntra, Uber & Zomato, up to Rs. 300 each per month
* 5 Reward Points for every Rs. 100 spent online
* 1 Reward Point for every Rs. 100 spent offline except on fuel
* Fuel surcharge waiver across all stations. This is valid for fuel transactions between Rs. 500 and Rs. 4,000. Maximum waiver of Rs. 150 per month
* In a month, spend Rs. 5,000 to get next month’s membership fee waived off. (Applicable if the card is issued after 10th May 2021)

Editor's Review
BOB Financial Select

Pros

  • Easy EMI Option
  • Multiple redemption options
  • In-built insurance cover

Cons

  • No Golf Privileges 
  • No Airport Lounge access 
RBL Bank Cookies Credit Card

Pros
* 1 Reward Point for every Rs. 100 spent offline except on fuel
* Fuel surcharge waiver across all stations. This is valid for fuel transactions between Rs. 500 and Rs. 4,000. Maximum waiver of Rs. 150 per month
* In a month, spend Rs. 5,000 to get next month’s membership fee waived off. (Applicable if the card is issued after 10th May 2021)

Cons
* No golf privileges
* No travel benefits such as airport lounge access or any flight discounts
* No airmiles

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