Standard Chartered DigiSmart Credit Card vs BOB Financial Prime

Joining Fees

₹49

₹0

Editor's Rating

3

3.4

Key Features

  • Get 20% off at Myntra, 20% discount at Yatra on domestic flights, & 10% discount on your Zomato food orders
  • Buy One Get One (BOGO) movie ticket free at INOX
  • Get 15% cashback on Ola cabs
  • Convert big spends above Rs. 5000 to easy EMI at attractive pricing and flexible tenure options
  • Get PRIME against fixed deposit of  Rs. 15,000 or more without any income proof
  • PRIME is lifetime free, which means Zero First Year and Annual Fees
  • 1% fuel surcharge waived for all fuel transactions between  Rs 400 - Rs 5,000 (Max. waiver of Rs. 250 per month)
  • Convert purchases  of more than Rs 2,500 on your card into easy EMIs of 6/12 months
  • Free Personal Accidental Death Cover ensures the financial protection of your family

Editor's Review

Pros

  • Get a loan on your credit card up to Rs. 5,00,000. Flexible tenure from 12 to 60 months
  • 10% discount on international flights with a maximum discount of Rs. 10,000. 25% discount on domestic hotels with a maximum discount of Rs. 4,000
  • Transfer card balance up to Rs. 5 Lakh at an attractive interest rate

Cons

  • No Complimentary Airport Lounge access
  • No Fuel Surcharge Wavier
  • No Golf/coaching sessions

Pros

  • 1% cashback
  • No fee
  • Minimum deposit of Rs. 15,000 

Cons

  • No perks or promotions
  • No Golf/coaching sessions
  • No complimentary Airport Lounge visits


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