Standard Chartered DigiSmart Credit Card vs HDFC Bank Tata Neu Plus Credit Card

• Get 20% off at Myntra, 20% discount at Yatra on domestic flights, & 10% discount on your Zomato food orders
• Buy One Get One (BOGO) movie ticket free at INOX
• Get 15% cashback on Ola cabs
• Convert big spends above Rs. 5000 to easy EMI at attractive pricing and flexible tenure options

* Get 2% back as NeuCoins on Non-EMI Spends on Tata Neu and partner Tata Brands
* Get 1% back as NeuCoins on Non-Tata Brand Spends and any Merchant EMI Spends
* Avail 1% back as NeuCoins on UPI spends
* Earn additional 5% back as NeuCoins on selected categories on Tata Neu App/Website, post downloading Tata Neu App and registering for Tata NeuPass
* By spending Rs.1,00,000 or more in a year, before the Credit Card's renewal date, get renewal fee waived off
* Zero lost card liability
* Interest-Free Credit Period of up to 50 days 
* Revolving Credit is available at a nominal interest rate 
* 4 Complimentary Domestic Lounge Access per calendar year
* 1% fuel surcharge waiver at fuel stations in India. This is applicable on minimum transaction of Rs. 400 & maximum transaction of Rs. 5,000

Pros

• Get a loan on your credit card up to Rs. 5,00,000. Flexible tenure from 12 to 60 months
• 10% discount on international flights with a maximum discount of Rs. 10,000. 25% discount on domestic hotels with a maximum discount of Rs. 4,000
• Transfer card balance up to Rs. 5 Lakh at an attractive interest rate

Cons

• No Complimentary Airport Lounge access
• No Fuel Surcharge Wavier
• No Golf/coaching sessions

Pros

* Tata Neu Plus HDFC Bank Credit Card is enabled for contactless payments
* Airport lounge access
* Fuel surcharge

Cons

* No golf benefits
* Tata Neu coins are valid only for 1 year and can be used only in the Tata Neu app or paying thru the Neu app