SpiceJet Axis Bank Voyage Credit Card vs IDFC FIRST Millennia Credit Card

* Obtain complimentary Spice Club Silver Membership
* Gain up to 18 SpiceClub Points (12 SpiceClub Points as SpiceClub Silver Member and 6 SpiceClub Points on the card spends) for every spend of Rs. 200 on the SpiceJet mobile application and website 
* Gain up to 6 SpiceClub Points for every spend of Rs. 200 on online food orders, online bill payments, and online entertainment 
* Gain 3 SpiceClub Points for every spend of Rs. 200 on all other domestic retail and international transactions 
* Earn 2000 SpiceClub Points on achieving annual spends of Rs. 1 lakh in a card membership year
* Avail 3000 SpiceClub Points on achieving annual spends of Rs. 2 lakh in a card membership year
* Get 1000 SpiceClub Points on every renewal of the card
* Get 4 complimentary domestic airport lounge access every year, subjected to minimum spends of Rs. 50,000 in the previous quarter
* 1% fuel surcharge waiver on all fuel transactions in India. This is valid on transactions between Rs. 400 to Rs. 4000 
* Get up to 15% off, up to Rs. 500, once per month at over 4,000 restaurants in India 
* Now you can easily convert any transactions of Rs. 2,500 and above into EMIs 

• Get 10X Reward Points on incremental spends above Rs. 20,000 per month and spends done on the cardholder’s birthday
• Get 3X  Reward Points on applicable online and offline purchases for spends up to Rs. 20,000 per month
• Use the Reward points to instantly pay for online or in-store purchases
• Get 1X Reward Points on Insurance premium payments and Utility bill payments
• Get 25% discount on movie tickets up to Rs. 100 on Paytm mobile app. This is valid once per month
• Get 4 complimentary Railway lounge visits per quarter
• Avail complimentary Roadside Assistance worth Rs. 1,399
• Fuel surcharge waiver of 1% at all fuel stations in India, up to Rs. 200/month. This is applicable only on transactions between Rs. 200 & Rs. 5000
• Enjoy 300+ Merchant offers all year long
• Up to 20% discount at 1500+ restaurants 
• Up to 15% discount at 3000+ Health & Wellness outlets
• Avail Personal Accident Cover of Rs. 2,00,000 and Lost Card Liability Cover of Rs. 25,000
• Convert all transactions above Rs. 2,500 into easy and convenient EMIs from the mobile app
• Instant EMI conversion for all online transactions above Rs. 2,500 on the bank’s OTP page
• Enjoy convenient transfer of balances from other bank credit cards with IDFC First Bank’s balance transfer privilege

Pros

* Get a SpiceJet voucher worth Rs. 1,500 as welcome benefit
* Gain up to 18 SpiceClub Points for every spend of Rs. 200 on the SpiceJet mobile application and website 
* Gain up to 6 SpiceClub Points for every spend of Rs. 200 on online food orders, online bill payments, and online entertainment 

Cons

* No golf benefits are provided
* No international airport lounge access

Pros

• Lifetime free credit card
• Complimentary Railway lounge access
• NIL Overlimit fees, NIL Addon charges

Cons

• No milestone benefits
• No Airport Lounge Access