SpiceJet Axis Bank Voyage Credit Card vs AU Small Finance Bank Zenith Credit Card

Joining Fees

₹750

₹7,999

Editor's Rating

4

3.3

Key Features

* Obtain complimentary Spice Club Silver Membership
* Gain up to 18 SpiceClub Points (12 SpiceClub Points as SpiceClub Silver Member and 6 SpiceClub Points on the card spends) for every spend of Rs. 200 on the SpiceJet mobile application and website 
* Gain up to 6 SpiceClub Points for every spend of Rs. 200 on online food orders, online bill payments, and online entertainment 
* Gain 3 SpiceClub Points for every spend of Rs. 200 on all other domestic retail and international transactions 
* Earn 2000 SpiceClub Points on achieving annual spends of Rs. 1 lakh in a card membership year
* Avail 3000 SpiceClub Points on achieving annual spends of Rs. 2 lakh in a card membership year
* Get 1000 SpiceClub Points on every renewal of the card
* Get 4 complimentary domestic airport lounge access every year, subjected to minimum spends of Rs. 50,000 in the previous quarter
* 1% fuel surcharge waiver on all fuel transactions in India. This is valid on transactions between Rs. 400 to Rs. 4000 
* Get up to 15% off, up to Rs. 500, once per month at over 4,000 restaurants in India 
* Now you can easily convert any transactions of Rs. 2,500 and above into EMIs 

* Gain 20 Reward Points per Rs.100 retail spends done on Dining at standalone restaurants
* Earn 10 Reward Points per Rs.100 retail spends done on International transactions, Grocery and Departmental stores
* Avail 5 Reward Points per Rs.100 retail spends done across all other merchant categories
* Quarterly Milestone Benefits: Get Rs. 1,000 vouchers on minimum Rs. 2 lakh retail spends that’s done per calendar quarter. Choose vouchers from a bouquet of top brands
* Yearly Milestone Benefits: Avail complimentary Epicure Membership of doing minimum Rs. 8 lakh retail spends in a card anniversary year
* Enjoy lower International foreign mark-up fees of 1.99% on International transactions
* Birthday Benefit: Get 2,500 Bonus Reward Points on completing one retail transaction on birthday
* Get complimentary domestic and international lounge access at 1,000+ airport lounges
* Avail 2 complimentary lounge access per calendar quarter, using the Priority Pass at all participating lounges
* Get 4 complimentary domestic lounge access per calendar quarter using the VISA Card
* Railway Lounges: Get 2 complimentary lounge access per calendar quarter, using VISA Card at railway stations in selected cities

Editor's Review

Pros

* Get a SpiceJet voucher worth Rs. 1,500 as welcome benefit
* Gain up to 18 SpiceClub Points for every spend of Rs. 200 on the SpiceJet mobile application and website 
* Gain up to 6 SpiceClub Points for every spend of Rs. 200 on online food orders, online bill payments, and online entertainment 

Cons

* No golf benefits are provided
* No international airport lounge access

Pros
* Get Air Accident Cover of up to Rs. 2 Crore, Card Liability Cover, get protected against Card Counterfeit/Skimming/Online frauds, and Credit Shield of up to Rs. 5 Lakhs
* Convert transactions worth Rs. 2,000 or more into easy EMI options on selected tenure chosen by you
* Avail Add on card that is free for lifetime

Cons
* No golf privileges
* No Airmiles


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