Shoppers Stop HDFC Bank Credit Card vs BOI SwaDhan Rupay Platinum

Shoppers Stop HDFC Bank Credit Card

BOI SwaDhan Rupay Platinum

Joining Fees

₹299

₹0

Editor's Rating

3.7

Key Features

Get 3% Reward points on every Shoppers Stop spends
Get 1% Reward points on every Non-Shoppers Stop spends
Enjoy Complimentary Shoppers Stop Silver Edge membership worth Rs. 350
1% fuel surcharge waiver at all fuel stations in India on transactions between Rs. 400 and Rs. 5,000
Weekend offer: Get a discount of Rs. 500 per month for a single purchase of Rs. 15,000 or more at Shoppers Stop over the weekend. This offer is limited to a maximum of once per month and five times in a year. The weekend is considered to be Friday, Saturday, and Sunday
Convert big spends into EMI after purchase
The Shoppers Stop HDFC Bank Credit Card is equipped with contactless payment technology for added convenience and speed
Link the RuPay credit card with UPI and avail Scan and Pay for all transactions

SwaDhan Rupay Platinum Credit Card is issued against TDR
The Card is valid in India, Nepal and all foreign centers across the Globe, wherever Rupay logo is displayed
Avail 2 StarPoints on every Rs. 100 on regular spends, and 3 StarPoints on every Rs. 100 on spends at merchant falling under the Preferred Category
Fuel Transaction Surcharge: 1% of transaction amount

Editor's Review

Pros

Cons

Pros

Redeem StarPoints to get free gifts, merchandise and services from BOI redemption platform. The platform of free gifts, merchandise and services includes: Airline tickets, Personalized products, Bus tickets, Movie tickets, Entertainment products, Electronic items, Family, Home, Fashion & Beauty products, Music and Sports products, and Limited-time Seasonal Rewardz, etc
Interest free credit for up to 51 days and revolving credit at preferential rate
EMI at POS facility available on POS that are managed/owned by M/S WorldLine Private Limited irrespective of Bank

Cons