BOI SwaDhan Rupay Platinum vs HDFC Bank Teachers Platinum Credit Card

• SwaDhan Rupay Platinum Credit Card is issued against TDR
• The Card is valid in India, Nepal and all foreign centers across the Globe, wherever Rupay logo is displayed
• Avail 2 StarPoints on every Rs. 100 on regular spends, and 3 StarPoints on every Rs. 100 on spends at merchant falling under the Preferred Category
• Fuel Transaction Surcharge: 1% of transaction amount 

• Avail a special gift of 500 reward points on Teacher's Day (5 Sept) every year
• On Weekends get 3x reward points on spends of Rs. 150. Earn as many as 2400 points in a year
• On Weekdays get 2 reward points for every Rs. 150
• Get 1% fuel surcharge waiver at all fuel stations in India on transactions between Rs. 400 and Rs. 5,000
• Zero liability on lost card
• Get up to 3 lifetime free add-on cards
• With the EMV Chip technology in the card, stay protected against fraud

Pros

• Redeem StarPoints to get free gifts, merchandise and services from BOI redemption platform. The platform of free gifts, merchandise and services includes: Airline tickets, Personalized products, Bus tickets, Movie tickets, Entertainment products, Electronic items, Family, Home, Fashion & Beauty products, Music and Sports products, and Limited-time Seasonal Rewardz, etc
• Interest free credit for up to 51 days and revolving credit at preferential rate
• EMI at POS facility available on POS that are managed/owned by M/S WorldLine Private Limited irrespective of Bank

Cons

• No Golf Privileges 
• No Airport Lounge access 

Pros

• Get special gift of 500 reward points on Teacher's Day (5 Sept) every year
• On Weekends get 3x reward points on spends of Rs. 150. Earn as many as 2400 points in a year
• On Weekdays get 2 reward points for every Rs. 150

Cons

• No golf benefits
• No cashback or dining benefits
• No airport lounge access