BOI SwaDhan Rupay Platinum vs RBL Bank MoneyTap Credit Card
Joining Fees
₹0
₹499
Editor's Rating
3.7
4.3
Key Features
- SwaDhan Rupay Platinum Credit Card is issued against TDR
- The Card is valid in India, Nepal and all foreign centers across the Globe, wherever Rupay logo is displayed
- Avail 2 StarPoints on every Rs. 100 on regular spends, and 3 StarPoints on every Rs. 100 on spends at merchant falling under the Preferred Category
- Fuel Transaction Surcharge: 1% of transaction amount
* You can transfer funds as low as Rs. 3000 or as high as your credit limit, to your registered bank account
* Convert the card spends, Rs. 3000 or higher, into EMIs straight from the MoneyTap app
* Know all the charges through the MoneyTap app. Keep a track on transaction history, upcoming payments or EMIs and due dates
* Get Reward Points for all domestic/international purchases and redeem them for the products you desire at www.rblrewards.com
* Earn 1 reward point for every Rs. 100 spent on all purchases at merchant outlet and earn 2 reward points for every Rs. 100 spent on all online purchases (credit-line/loan spends excluded)
Editor's Review
Pros
- Redeem StarPoints to get free gifts, merchandise and services from BOI redemption platform. The platform of free gifts, merchandise and services includes: Airline tickets, Personalized products, Bus tickets, Movie tickets, Entertainment products, Electronic items, Family, Home, Fashion & Beauty products, Music and Sports products, and Limited-time Seasonal Rewardz, etc
- Interest free credit for up to 51 days and revolving credit at preferential rate
- EMI at POS facility available on POS that are managed/owned by M/S WorldLine Private Limited irrespective of Bank
Cons
- No Golf Privileges
- No Airport Lounge access
Pros
* Avail 10% instant discount on Grofers app and 20% cashback on all Zomato orders
* 1+1 free movie ticket every month, up to Rs. 200, at BookMyShow for movie shows on Saturday & Sunday
* Fuel surcharge waiver at all fuel stations.
Cons
* No golf privileges
* No travel benefits such as airport lounge access or any flight discounts
* No airmiles
