BOI SwaDhan Rupay Platinum vs SBI SimplyClick Credit Card
Joining Fees
₹0
₹499
Editor's Rating
3.7
3.7
Key Features
- SwaDhan Rupay Platinum Credit Card is issued against TDR
- The Card is valid in India, Nepal and all foreign centers across the Globe, wherever Rupay logo is displayed
- Avail 2 StarPoints on every Rs. 100 on regular spends, and 3 StarPoints on every Rs. 100 on spends at merchant falling under the Preferred Category
- Fuel Transaction Surcharge: 1% of transaction amount
- Get Amazon.in Gift Card worth Rs.500 on Joining
- On online spends with exclusive partners - Amazon / BookMyShow / Cleartrip / Lenskart / Netmeds / UrbanClap, earn 10X Reward Points
- Earn 5X rewards on all other online spends
- 1% fuel surcharge waiver for each transaction between Rs 500 & Rs 3000
- Spend Rs 1,00,000 and get Annual Fee of Rs 499 reversed for your SimplyCLICK SBI card in the subsequent year
Editor's Review
Pros
- Redeem StarPoints to get free gifts, merchandise and services from BOI redemption platform. The platform of free gifts, merchandise and services includes: Airline tickets, Personalized products, Bus tickets, Movie tickets, Entertainment products, Electronic items, Family, Home, Fashion & Beauty products, Music and Sports products, and Limited-time Seasonal Rewardz, etc
- Interest free credit for up to 51 days and revolving credit at preferential rate
- EMI at POS facility available on POS that are managed/owned by M/S WorldLine Private Limited irrespective of Bank
Cons
- No Golf Privileges
- No Airport Lounge access
Pros
- Earn 1 reward point per Rs.100 on all other spends
- e-voucher worth Rs. 2,000 on annual online spends of Rs.1 Lakh
- e-voucher worth Rs. 2,000 on annual online spends of Rs.2 Lakhs
Cons
- No Golf/coaching sessions
- No particular benefits on travel, dining or entertainment
- Limited options for reward redemption
To know more on this credit card please click here
